Showing posts with label Zakat. Show all posts
Showing posts with label Zakat. Show all posts

May 30, 2013

Sawm

This is the fourth in a series of posts about the Five Pillars of Islam. The first diary was about shahadah, the second about salat, and the third about zakat.

Sawm is the required fasting during the Islamic month of Ramadan. During this lunar month, nothing may be eaten nor drunk from the break of dawn until sunset. Other prohibitions include no sexual activity nor any smoking. Sawm is the opposite of all the other pillars: with shahadah, salat, zakat and hajj, there is an activity to be performed; with sawm, no activity is done. Instead, while fasting during Ramadan, Muslims focus their day around spiritual matters, using the empty feeling in their stomachs to concentrate their minds.

The month of Ramadan has always been an important month for Muslims. The Prophet Muhammad (pbuh), before the first revelation, would retreat to a cave high up on a mountain near Makkah now known as Jabal an-Nur, the Mountain of Light, for prayer and contemplation. It was during the last third of the month of Ramadan that the Angel Jibril (Gabriel) came to Muhammad (pbuh) and revealed the first verses of the Qur'an on the Night of Power:

Read: In the name of thy Lord who createth, -
Createth man from a clot. -
Read: And thy Lord is the Most Bounteous, -
Who teacheth by the pen, -
Teacheth man that which he knew not. - (96:1-5)

While fasting was encouraged in the early Muslim community (and became a necessity during the Makkahn boycott of the Hashemites, when many Muslims went without food because the non-Muslims of Makkah wouldn't trade with the Banu Hashim clan), fasting during the month of Ramadan did not become obligatory until 2 A.H., the second year after the Muslims had moved to Madinah and the fourteenth year of the Prophet's (pbuh) mission:

O ye who believe! Fasting is prescribed to you as it was prescribed to those before you, that ye may (learn) self-restraint,- (2:183)

Now, one of the unique features about Ramadan is that the month is not set to any particular season of the year. The Islamic calendar is a true lunar calendar in which no intercalary days or months are included to make the lunar calendar keep in time with the solar calendar. (Leap Day, February 29th, is an example of an intercalary day. Lunisolar calendars include intercalary days; examples include the Jewish, Chinese and Hindu calendars.) Thus, the Islamic calendar is about eleven days shorter than the solar year, making the Islamic calendar roll "forward." For example, my first Ramadan, back in 2000, began just after Thanksgiving and ended just after Christmas. This year, Ramadan begins on July 9th and ends on August 7th. In roughly 33 years, the Islamic calendar will reach the same point in a solar year.

Likewise, because the Islamic calendar is a lunar calendar, this means the length of the month may be either 29 or 30 days. In most countries Ramadan starts and finishes based upon the sighting of the crescent moon after a new moon. Once the moon has been sighted, the month will start on the next day. (In a few countries, including Singapore, a calculation method is used. This method is controversial and stirs up debate among Muslims every year; however, in tropical climates, where sighting the moon can be problematic due to cloud cover, the calculation method works well.)

Moreover, because the Islamic calendar adjusts in comparison to the solar calendar, the length of the day in which a Muslim fasts also changes. This is partly due to the latitude at which a person lives and also due to the season. For myself, because I live very near the equator, the amount of time I fast daily is roughly 13 hours per day, regardless of the season. However, as the Islamic calendar moves closer to the summer solstice, Muslims at higher northern latitudes will face longer and longer hours (theoretically up to 24 hours if they lived above the Arctic Circle) and shorter and shorter hours if they live at the higher southern latitudes.

The time at which the fast ends daily is fairly straightforward: at sunset. However, when fasts should begin in the morning is not quite as clean cut. Especially here in Southeast Asia, we actually begin fasting ten minutes prior to the official start time, but what is the official start time? Most Muslims say that it is the break of dawn, meaning when the faintest glow of sunlight first appears in the morning sky. As the Qur'anic verse reads:

Permitted to you, on the night of the fasts, is the approach to your wives. They are your garments and ye are their garments. Allah knoweth what ye used to do secretly among yourselves; but He turned to you and forgave you; so now associate with them, and seek what Allah Hath ordained for you, and eat and drink, until the white thread of dawn appear to you distinct from its black thread; then complete your fast Till the night appears; but do not associate with your wives while ye are in retreat in the mosques. Those are Limits (set by) Allah: Approach not nigh thereto. Thus doth Allah make clear His Signs to men: that they may learn self-restraint. (2:187)

Should the highlighted section of the verse be taken literally or figuratively? Some of the earliest Muslims took the verse literally; however, it really should be taken figuratively:

When the verses were revealed, 'Until the white thread appears to you, distinct from the black thread,' I took two (hair) strings, one black and the other white, and kept them under my pillow and went on looking at them throughout the night but could not make anything out of it. So, the next morning I went to Allah's Apostle and told him the whole story. He explained to me, "That verse means the darkness of the night and the whiteness of the dawn." (Sahih Bukhari; Chapter 31, Fasting, No. 140)

Not everyone is required to fast during Ramadan; there are a number of exemptions. For example, women who are undergoing their menses are exempt. Young children are also exempt, although they must begin fasting by the time they reach puberty. (Actually, many children begin fasting during Ramadan much earlier than that; it's not uncommon for six and seven year olds to try to fast at least until lunch time.) Those who are ill or traveling a significant distance in a day (commuting doesn't count here) are also exempt, although all of these groups with the exception of the children must make up any days they miss fasting later in the year, up through the next Ramadan. For those who can fast but would only be able to do so "with difficulty" (2:184), i.e, women who are pregnant or breast-feeding, or the elderly, they are given the option of either fasting or to feed an indigent person; if they feed the indigent then they are not required to fast. However, for everyone else, fasting is an obligation.

During Ramadan, prayers play a more prominent role during the month than they do the rest of the year. Not only do Muslims pray the five daily prayers (and their associated sunnah prayers), but there are also the nightly tarawih prayers. Tarawih prayers are like regular salat, the formal prayers, except that, instead of a maximum of four raka'at as performed in normal salat, tarawih prayers may be up to eight, twelve or twenty raka'at long. They are also frequently well-attended; in Singapore, tarawih is not only performed at mosques, but also in public spaces (known as void decks) in order to alleviate overcrowding. Tarawih prayers may also include a khutbah (sermon) and the reading of a juz of the Qur'an. (The Qur'an has been split up into 30 juz so that, having recited one juz every night, the entire Qur'an will have been recited during the month of Ramadan.)

Near the end of the month, Muslims are also required to pay a special type of zakat, known as Zakat al-Fitr. This is a small amount of money (frequently about $5 per person) that is collected so that the poorer members of the community may also be to celebrate Eid ul-Fitr. Zakat al-Fitr is obligatory on all Muslims (excepting those who would otherwise be recipients); however, it is not uncommon for the heads of households to pay the zakat on behalf of everyone in that household.

During Ramadan, Muslim communities often celebrate the month with various festivities. Middle Eastern countries are known for their soap operas that play each night during the month. In Singapore, we have an enormous bazaar that springs up in the Geylang Serai neighborhood. This bazaar will have on the order of 1000-1500 merchants setting up booths that sell a wide variety of products to Muslims and non-Muslims alike. Most booths sell one of three basic types of products: food (for breaking the fast that evening), household products (to spruce up the home for the Eid visits to come; "spring cleaning" is normally done during Ramadan in Muslim homes), and clothing for Eid. While this is the commercial side of the month, it doesn't compare to the Christmas shopping season, especially in the US, as gift-giving is not normally done during Eid.

On the first day of the month after Ramadan (Shawwal 1), Muslims worldwide celebrate Eid ul-Fitr. This is one of the few days throughout the Islamic year where fasting is expressly prohibited. In the morning, many Muslims will attend Eid prayers. Because so many people turn out for these prayers, facilities other than mosques may be used to accommodate the turnout. For example, one year in Phoenix, I went to Eid prayers at the convention center; another time in Singapore Eid prayers for the neighborhood was held in the middle of a soccer field.

Once the Eid prayer is finished, people begin going to various homes to celebrate. In Singapore, the custom is go to the home of the most elderly relative first. Families normally wear a color-coordinated outfit, which makes for very colorful celebrations. At each home, various sweets will be served and possibly a meal (many will beg off on the meal if they've already eaten at someone else's home). This type of celebration will go on not only through the day of Eid, but for the remainder of the entire month of Shawwal, particularly on weekends. Considering the number of aunts, uncles and cousins my wife has, it's difficult to meet everyone (and have our own celebrations) within one month's time.

Although Ramadan is the only time during the Islamic year where fasting is required, many Muslims fast at other times of the year as well. After Eid ul-Fitr has passed, Muslims may encourage each other to fast an additional six days during the month of Shawwal (the six days do not need to be consecutive, as they are during Ramadan). Ashura, the tenth day of Muharram (the first month of the Islamic calendar, is also a non-obligatory day of fasting; actually, Muslims normally fast two days at that time: either the 9th and 10th days of Muharram or the 10th and 11th. Finally, many Muslims fast two days of every week during the year, normally on Mondays and Thursdays.

For another diary I've written about Sawm, please see One Day in Ramadan.

March 25, 2013

Zakat

This is the third in a series of posts about the Five Pillars of Islam. The first diary was about shahadah, and the second about salat.

Zakat is the formal giving of charity in Islam. It is related to a similar concept, known as saudaqah. Saudaqah is the informal giving of charity that may be done at any time, in any amount, to any recipient. Zakat, however, is more regulated. While zakat may be given at any time of year, many Muslims try to pay their zakat during Ramadan, when spiritual rewards are greater than during the rest of the year. The amount of money (or other material goods being given as zakat) is more specific, and zakat tends to be given to institutions (mosques, foundations and other charities, and some government agencies) as opposed to individuals, which saudaqah is normally given to. Either way, the payment of charity is highly encouraged in Islam.

Indeed, the Qur'an stresses the need to practice regular charity; moreover, the payment of charity is linked to the practice of prayer. The following verse is one of over two dozen verses that encourage Muslims to both pray and give charity:

Those who believe, and do deeds of righteousness, and establish regular Prayers and regular charity, will have their reward with their Lord: on them shall be no fear, nor shall they grieve. (2:277)

In essence, the giving of charity on a regular basis is where the Muslim puts his or her faith in Allah (swt) into meaningful action. As mentioned in the previous essay, prayer (salat) is very important for a Muslim to engage in, but charity (zakat and saudaqah) is just as important. It is the Islamic example of the idiom, "putting your money where your mouth is."

However, not everyone is required to pay zakat. There are several key concepts that regulate what is "zakatable" and what is not. First, an asset that is zakatable must have been owned for at least one haul. A haul is one Islamic (lunar) year, or about 355 days. Secondly, the assets that are zakatable must have a value greater than the nisab. Nisab is equivalent to 85 grams of gold or 595 grams of silver. Because the values of these precious metals change on a daily basis, the value of the nisab will also change daily. (For example, today, as I write this, the nisab in Singapore dollars is $5,790; various Islamic websites will publish the daily nisab value so that Muslims can easily lookup this information instead of having to calculate it themselves.) As long as the value of the assets remains above the nisab for the entire haul, then zakat must be paid on the value of those assets.

The tricky part about zakat is in deciding which assets are zakatable; not every asset must be included. For the average city-dwelling Muslim, the number of zakatable asset classes is fairly limited. They normally include savings; certain monies received from or deposited into pension funds; stocks, mutual funds and other investments; gold, silver, and other jewelry; the surrender value on insurance policies (for that year, assuming the policy has been in force for over one haul); and any businesses owned by the Muslim in question. Generally speaking, the zakat owed for each of these asset classes is 2.5 percent; thus, if the Muslim had a total of $10,000 worth of zakatable assets, he or she would owe $250 for zakat.

If a Muslim makes his or her living by farming or mining, the methods for calculating zakat change. For example, if a farmer grows produce in a garden or orchard, the rate for zakat is ten percent if the garden or orchard receives its water through rainfall, nearby water channels (e.g., streams or rivers), or if the ground is naturally wet; however, if the land needs to be irrigated, then the rate is five percent. For farmers who raise livestock, the zakat owed depends upon the number and types of animals owned and their ages. For example, if a Muslim farmer owns forty sheep that are over one year in age, then one sheep would be owed as zakat. (The formulas for these types of calculations are somewhat complex, and will not be discussed in depth here.) For miners, the zakat rate is twenty percent of the value of all ores or precious metals that are excavated in the past lunar year.

On the other hand, there are a number of personal assets are never considered to be zakatable; these include personal items, clothing, furniture, computers, cars and homes. Now, for the latter three items listed above, as long as these items are for personal use, then they are not subject to zakat; however, if they are used for business purposes, then zakat must be paid on them. So, for example, if a family owns two homes, residing in one, but renting out the other, then the rental income derived from the property is zakatable.

Which leads to the next point: zakat is not an income tax, it is a tax on wealth. An equivalent secular tax would be a property tax. In this regard, zakat is a progressive tax in that the poorest members of society normally don't pay any zakat at all (although everyone, regardless of their income level, is still encouraged to pay saudaqah as the need arises). The wealthier the person is, the more zakat they are required to pay; there are no caps or limits as to what the wealthiest Muslims are obligated to pay.

Another point to consider is, where does the money go? The Qur'an gives some guidelines as to who can receive zakat money. The relevant verse is:

Alms are for the poor and the needy, and those employed to administer the (funds); for those whose hearts have been (recently) reconciled (to Truth); for those in bondage and in debt; in the cause of Allah; and for the wayfarer: (thus is it) ordained by Allah, and Allah is full of knowledge and wisdom. (9:60)

Thus, the Qur'an gives eight categories of people who are eligible to receive zakat monies. The first two categories, the poor (fakir) and the needy (miskin), are very similar to each other, but have slightly different definitions. The poor are those who may not have enough money for their basic needs, but the needy are those who have neither material possessions nor the means to earn a living, the truly indigent who, out of necessity, are forced to beg for their survival. (In Singapore, this category accounted for over one-third of all zakat monies distributed.)

The third category, those employed to administer the funds, are those employees of the agency that administers the zakat. The Qur'an recognizes that people legitimately work to collect, account for, and distribute the zakat monies, and they are eligible to receive wages from the zakat monies as opposed to volunteering to get the job done.

The fourth category, those whose hearts have been recently reconciled to the truth (i.e., recent reverts to Islam), is perhaps one group of people who don't receive very much zakat money in comparison to the other groups. Very rarely, in my experience, do Muslim organizations (especially in the US) give out any money to recent reverts. In my own case, I only received any money while here in Singapore, when I needed to prove that I was a Muslim in order to marry my wife, that I received a grand total of S$40. Certainly not enough money to become rich on. (To be honest, I was surprised I received any money at all; I certainly hadn't expected it!) I don't know of anyone who's reverted to Islam for the chance to receive zakat money.

The fifth and sixth categories, for those in bondage and in debt, is interpreted somewhat differently now than it used to be in the past. Many Muslim organizations now refer to "bondage" in terms of a lack of education. As a result, zakat monies are sometimes given in the form of scholarships, grants and bursaries, especially to those families with children who are already receiving zakat because of their poor economic status (fakir/miskin). Those who are in debt doesn't mean that they will help to relieve, for example, credit card balances, but that they might help to pay off utility balances or other bills of necessity that the person or family is unable to pay.

The seventh category, in the cause of Allah (swt), also has a more modern interpretation. Today, those funds are often used to pay for religious programs, mosque leadership and administration, school development and assistance, youth development and engagement, Islamic education, and community development.

The eighth and final category, for the wayfarer, is where zakat monies may be given to those travellers who are stranded. The aid given might include financial assistance and a plane ticket home, if necessary.

So, what benefits do Muslims receive for their giving of charity, whether it is zakat or saudaqah? The word zakah actually comes from the root zāy kāf wāw (ز ك و), which literally means "to purify." (There are actually 21 verses in the Qur'an where zāy kāf wāw is used as the verb to purify.) By giving zakat, a Muslim benefits by purifying both his or her own soul and his or her wealth. On the one hand, zakat purifies the soul by helping a person to overcome his or her selfishness, obsession with wealth, and any neglect of the poor. Likewise, giving zakat helps a Muslim the opportunity to cleanse their wealth of the taint it would acquire if it had not gone through the purification process of zakat. Muslims try to earn their incomes in a halal manner; however, people don't always do so. For example, not always giving a full effort at work (e.g., playing games on the computer when one should be working, to use a simple example). Giving zakat helps to purify the manner in which that wealth is earned.

The rewards a Muslim may receive for giving charity may also bring about significant rewards in either this life or in the hereafter. The Qur'an gives a parable that helps to explain just how much reward might be given, insha'allah:

The parable of those who spend their wealth in the way of Allah, is that of a grain (of corn); it grows seven ears, and each ear has a hundred grains. Allah gives manifold increase to whom He wills. And Allah is All-Sufficient for His creatures' needs, All-Knower. (2:261)

By giving zakat, Allah (swt) may reward us up to seven hundred fold, insha'allah, for the acts of charity we have done. Unlike in the so-called "Prosperity Gospel," though, there is no promise of riches in this life for having been charitable. The rewards may come entirely in the hereafter, insha'allah. What we try to acknowledge, however, is that all sustenance comes from Allah (swt), and that the rich are being tried on their ability (or inability) to pass on the sustenance due from them to weaker members of the community. Insha'allah, the rich will pass the test by paying the zakat they owe; otherwise, the punishment for failing to do so may be extremely severe:

Asma bint Yazid reported: "My aunt and I, while wearing gold bracelets, went to the Prophet. He asked: 'Did you pay their zakat?' She related that they had not. The Prophet said: 'Do you not fear that Allah will make you wear a bracelet of fire? Pay its zakat." (Ahmad, 6.461)

August 28, 2010

One Day in Ramadan

Earlier this month, I had been asked to provide an insider's perspective on Ramadan. That person had written:

I would like to know more about Ramadan ... I mean I could look it up in Wikipedia ... However, I would like to know not only about the event itself, but the event and the event [sic] from a more personal view.

This diary tries to present a small glimpse into the Ramadan experience.


4:30 a.m. - The alarm goes off to wake my wife and I up to start the new day. We eat some breakfast, take our respective sets of pills, then brush our teeth. The break of dawn doesn't begin until 5:45, but we stop all eating and drinking ten minutes earlier to make sure that, by 5:45, any remaining food or liquid in our mouths will have been swallowed.

This is my eleventh Ramadan; the first time I fasted for Ramadan was back in 2000. I had reverted to Islam only a few months earlier so, when I approached some friends at the mosque and asked them how I should prepare for fasting, they correctly advised me, "You don't." There is no correct way to prepare for fasting; you just plunge ahead and do it. The first four days of my fast were excruciatingly painful. My stomach had never gone through a full day without any food. On the fifth day, my stomach started to understand that there was not going to be any meals until supper, so the hunger pains began to let up. However, I still dealt with the issue of thirst, especially for the next nine days or so, when I ultimately discovered that the best thing to do was to keep my mouth shut, literally. Talk as little as possible (not always possible for a teacher), and breathe primarily through my nose. After that, fasting became easier. That first year, I lost a lot of weight, forcing me to buy a new, smaller belt during the middle of the month.

Fasting is about depriving one's self of some of the basic physiological necessities of life. But when one doesn't feel any hunger pangs or thirstiness during Ramadan, as I rarely do anymore, other issues come to the forefront. In recent years, I have begun to notice "themes" during Ramadan, spiritual lessons regarding different subjects that have tied into Ramadan. Ramadan is a time when there is an emphasis on feeling empathy for those who are less fortunate than ourselves. In the last few years I had had some relatively minor health issues to deal with during Ramadan (severe head aches toward the end of the day, and sticky mucus at the back of my sinuses that gave me some difficulty in breathing early in the morning). These discomforts have reminded me of those people who have little or no access to health care, something that perhaps some people take for granted, but an issue that can become the focal point of other people's lives. This year's theme has centered around family, as I suspected it would. With the sudden passing of my father-in-law earlier this year, my wife's family has worked to give more emotional support to some of the family members who have taken the loss of "Abah" the hardest.

One aspect about Ramadan that many non-Muslims don't grasp is the close connection there is between fasting and zakat, the giving of charity, which is another pillar of Islam. The two are closely connected in that both are about purification. Fasting helps to purify the body, while zakat helps to purify one's wealth. In Islam, income and wealth need to be "pure," meaning that the source or manner in which the wealth and income has been obtained must be halal. Muslims often work through moral quandaries in deciding whether to take certain jobs: Can she work as a cashier when the grocery store sells pork and alcohol? Can he work in a hotel that is attached to a casino? Can she become a teller at a bank that relies upon interest for its primary source of revenue? To help purify that money, Muslims donate some of their personal wealth each year to help the poor.* In Singapore, it is not uncommon to see people or even businesses donating food to the poor as part of their effort to give charity. (The most common food given away here is rice porridge with chicken; however, one year, I walked through a shopping center where a business was about to give out fried chickens to a long queue of people who were waiting to take some home for their dinner that night. That was one of the few times recently where I grew hungry during the day - the smell of all that chicken was very strong.)

In many countries with significant Muslim populations, the month of Ramadan has become commercialized although, at least here in Singapore, that degree of commercialization is nowhere near the level of the American Christmas season. Some countries increase the number of cooking shows and "crazy soap operas" on television (as an Internet friend living in the UAE put it). In Singapore, the commercial side of Ramadan means shopping in the Malay Village section of Geylang and Sims Roads. The difference between the Christmas and Ramadan shopping seasons, though, is that Muslim shoppers aren't necessarily looking for gifts to give. In Singapore, at least, gifts are only given to children during the Eid festivities, and the gifts are almost always some money. (I was shocked when, last year, my wife's grandmother gave me a gift of money for Eid; money, if it is given to adults, is almost always for older relatives, like parents, aunts and uncles, and grandparents, who may be living on fixed incomes.) Instead, Muslim shoppers normally buy merchandise to prepare their families and their homes for Eid. Thus, apparel like color-coordinated Baju Melayus for men and Baju Kurungs for women, home furnishings (curtains, cushion covers, rugs, etc.), and all sorts of traditional cookies are some of the most popular items sold at the Ramadan markets.

But ultimately, Ramadan is a religious observance, in which mosques become a little more crowded for all of the prayers other than the Friday noon congregational prayer (which remains consistently full year-round). In Singapore, evening tarawih prayers are often conducted at housing block void decks because there is not enough space in the mosques to accommodate everyone who wishes to perform them. Religious talks are often given publicly, some of which are broadcast on television, as well as Qur'an recital competitions. The hope of every Muslim during Ramadan is that each of their daily fasts are accepted by Allah (swt), in addition to all of the good deeds that they may have performed.

7:12 p.m. - I had actually fallen asleep on the bed late in the afternoon when my wife rushed into the bedroom. "Wake up! The adhan is playing!" she said as she handed me a glass of Coke Zero (not the traditional drink to break one's fast with ;) ). I swallowed a little bit of the pop while giving a prayer of thanks for having made it through another day in Ramadan. A few minutes later, my wife and I ate our dinner for the evening.

* The percentage varies depending upon the type of asset that is "zakatable," but for most Muslims who live in cities, the percentage tends to be 2.5%. Also, various assets are subject to zakat, while others are not, such as family homes. The calculations to determine zakat can become rather complex, depending upon what the person owns. BTW, zakat is a wealth tax, not an income tax.

May 12, 2010

When Giving Charity is the Right Thing to Do

Giving charity to the "wrong" person is still the right thing to do. Remember this hadith the next time you fear your saudaqah will be spent only on things like alcohol or cigarettes:

Abu Hurayrah reported Allah's Apostle (may peace be upon him) as saying: ‘A man expressed his intention to give charity, so he came out with charity and placed it in the hand of an adulteress. In the morning, the people were talking and saying: “Charity was given to an adulteress last night.” He (the giver of Sadaqa) said: “O Allah, to Thee be the praise – to an adulteress.” He then again expressed his intention to give charity; so he went out with the charity and placed it in the hand of a rich person. In the morning the people were talking and saying: “Charity was given to a rich person.” He (the giver of charity) said: “O Allah, to Thee be the praise – to a well-to-do person.” He then expressed his intention to give charity, so he went out with charity and placed it in the hand of a thief. In the morning, the people were talking and saying: “Charity was given to a thief.” So (one of the persons) said: “O Allah, to Thee be the praise (what a misfortune it is that charity has been given to) the adulteress, to a rich person, to a thief!” There came (the angel to him [the giver of charity]) and he was told: “Your charity has been accepted. As for the adulteress (the charity might become the means) whereby she might restrain herself from fornication. The rich man might perhaps learn a lesson and spend from what Allah has given him, and the thief might thereby refrain from committing theft.”’
-- Found in both Sahih Bukhari and Sahih Muslim.

December 13, 2009

On Zakat

The following is a comment I wrote at Street Prophets in response to a diary on voluntary vs. "forced" charity:

In Islam there is a difference between voluntary charity and what I would call obligatory charity (as opposed to "forced"). Voluntary charity is either known as sadaqa (alms) or infaq fi sabilillah (spending in the service of Allah (swt)), whereas obligatory charity is zakat, the third of the five pillars. For most Muslims, the thought of not paying zakat is looked on with distaste because the voluntary nonpayment of zakat when one is obligated to and has the means to do so is tantamount to disbelief. Likewise, in the past, zakat was equivalent to a national tax, obligatory on all Muslim subjects of the realm, so the classical notion of zakat vs. modern income taxes is not that far off.

The thing is, Muslims were and are encouraged to pay both the obligatory and voluntary charities. It's not a question of suggesting that voluntary charity is good, obligatory charity is bad. Both are good. Paying zakat is not only for the benefit of the poor and others who are eligible to receive the money, it's actually as much for the benefit of the payer's soul. Zakat literally means "purification and growth" because the payment of zakat leads to both the purification and growth of one's soul. The act of giving zakat helps to dampen the soul's love and lust for material wealth. A hadith from Tirmidhi's collection has the Prophet Muhammad (pbuh) saying:

The trial for my ummah is wealth.

By paying zakat we both fulfill our obligation upon the rights of men (just as prayer fulfills our obligation upon the rights of Allah (swt)) and increase our concern for our fellow man.

October 22, 2008

Zakat vs. Sadaqah

There seems to be some confusion among non-Muslims about who's eligible to receive charity from Muslims. The quotation in question is from Al-Maqasid, the book on fiqh by Imam Nawawi (631 - 676 A.H. / 1234 - 1278 CE), who wrote:

"It is not permissible to give zakat to a non-Muslim." (Al-Maqasid, 4:13)

Not surprisingly, the quotation is being misused by Islamophobes such as Bobby Spencer and others. Their problem seems to be that they focus solely on zakat while ignoring the fact that there's also sadaqah, the voluntary charity that can be given by Muslims to anyone. What follows below is the thread of a conversation over at Daily Kos where this issue came up. The first comment was written by a person calling themselves "Berkeley Moon":

Do you know, for example, that Islam compares wealth in a society to blood in the body? It must be circulated in a healthy society/body. If too much blood is congealed in one place in the body, the body dies. The body also dies if there is too little blood in a part. It is the same with a society. Too little or too much wealth in a part of the society means the society sickens and may die.

To which "Old Man Mountain" wrote:

Interesting... Can you please quote the verse(s) that outline this concept? Thanks.

I responded:

There is no specific verse in the Qur'an... that mentions this concept; there may be some ahadith that do, although I couldn't find anything through an online search of the best of the hadith databases (USC's MSA website). However, you can find the concept fleshed out in The Secret of Islam, pp. 17-18.

To which "Old Man Mountain" replied:

That link appears to outline... the justification for zakat tax. Now I've done some reading up on this in the meantime, and it seems that although there are some exceptions (like if there is potential to make a convert), by and large...

"It is not permissible to give zakat to a non-Muslim" (Al-Maqasid, 4:13).

I'm just an old guy, sometimes grumpy, but I just don't see what is so "beautiful" about that - unless of course one is a Muslim. I must say the teacher above sure makes it sound flowery.

And here is my latest (and, insha'allah, last) response:

I think part of the problem... is that there's a lot more to this topic than what you've read. First, the passage I linked to used the analogy of wealth in a society to blood within one's body with respect to zakat; however, the passages where I'm familiar with this analogy are normally on the topic of Islamic business practices. The use of this analogy is applicable to both areas.

Next, the quotation you used, "It is not permissible to give zakat to a non-Muslim." (Al-Maqasid, 4:13), is from a book on fiqh or Islamic jurisprudence. It's not a quotation from the Qur'an, if that's what you were thinking.

In Googling the quotation (because I was unfamiliar with it off-hand), I see that it's used in a negative manner by Islamophobes; what I don't see is that these same people don't have a more full understanding about charity within Islam. Zakat is merely one form of charity within Islam. Zakat is the compulsory charity that is required of Muslims; non-Muslims are not expected to pay any zakat whatsoever. In this regard, I don't have any problems with the idea that "it is not permissible to give zakat to a non-Muslim." It is a charity raised by and distributed back to the Muslim community.

However, zakat is only one type of charity in Islam; the voluntary, non-compulsory form of charity in Islam is known as sadaqah. Sadaqah can be given to anyone, Muslim or non-Muslim. Whereas zakat is a prescribed amount (2.5% of one's wealth), sadaqah is limitless. In Islam, even a smile is sadaqah. :) So there's more to Islamic charity than just zakat.